I just realized my last post was about frugality! Seems that I am caught up in the passion that is living simply!
I have to admit, there is an appeal to living with less. I think I spend many hours trying to figure out how to pay down debt and no longer be beholden to it. I think also,that at 42, I am always in a state of retirement planning. It's really not that I want to stop working at 55, it's just that I want to have something to do at that age and the financial freedom to do it.
Last week at the credit union I was offered a chance to refinance (again) at 3.25%. It was a seemingly good offer, but it included refi on a loan that I can kill in less than 3 years. So I pondered and crunched numbers and decided to wait. I would rather work at snowballing debt than prolonging it. I want the mortgage gone by age 53, and with my current plan, I think I can. I also still think I could leave teaching at age 46 and move to a new career.
Anyhow, I did find a few "fun" sites that discuss the frugal or the simple lifestyle. I just love the idea of doing less and having less clutter. In fact, I spent last weekend decluttering my mom. She had my "congrats it's a girl" cards from 1970! Cute cards! I enjoyed them one last time and threw them away. My mom may have clutter, but she is always happy to let it go. She's no hoarder. I decided my best gift to her this year would be to help her clean up and organize. I've taken all the photos from her house that I could find. I also got her to toss half the catch all drawer. I'll be buying her organizer trays, baskets, etc... to get it all together.
So.....with all this "fun" in mind. Here are some sites that discuss decluttering, frugality and simplicity.
http://lovingsimpleliving.com/
http://www.theminimalists.com/
http://www.becomingminimalist.com/
http://www.missminimalist.com/